Prepaid Credit Card Buy In Store
The best prepaid cards are not only great budgeting tools, but they also provide a lot of other features and are relatively affordable. We considered several factors as we compiled our list, including fees, extra benefits, free reload options and ways to get money back.
prepaid credit card buy in store
We also wanted to highlight cards that go above and beyond the norm. The cards we chose have special features, like a high-rate savings account, compatibility with popular digital wallets or maybe a huge free ATM network.
*The Mastercard Wildlife Impact gift card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
Terms & Conditions on your card may vary by the card issuer. Please refer to your issuing financial institution for more details. Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.
One important thing to research before choosing a prepaid card are fees that might be associated with any number of different actions. According to the CFPB, you may be charged fees for a number of reasons, like:
Prepaid cards may also come with fewer protections than your typical credit or debit card. The government has taken steps to provide legal rights for prepaid cardholders, like a pathway to reimbursement should you lose your card or have it stolen. But these protections may not measure up to those of traditional credit or debit cards.
Most cards, whether physical or virtual (digital), can be used both in Japan and abroad, within their limitations. So, for example, if your card is restricted to online shopping only, you can (in theory, anyway) make purchases from local and international e-commerce sites that support Visa or Mastercard, but not in actual physical stores.
Prepaid credit cards in Japan typically cannot be used for subscriptions or other recurring payments (like rent), utility bills, highway tolls, or at gas stations. Many of them also cannot be used for online shopping where 3D Secure authentication is required.
An international alternative to a prepaid credit card in Japan is the debit card from Wise. Linked to the Wise multicurrency account (previously known as the borderless account), this debit card has been available to adult residents of Japan since January, 2021.
The multicurrency account is an electronic money account which you can use to hold money in 56 currencies, including Japanese yen. You can use the debit card for online shopping (in Japan and other countries), and in brick-and-mortar stores, paying at the real exchange rate, or using the currencies in your account. You can also use the debit card for ATM withdrawals abroad, but not currently in Japan. The card offers 3D Secure authentication for online shopping, which prepaid credit cards typically do not.
You can apply for the Wise Debit Card online or via the Wise app, in English. It takes all of five minutes if you already have a Wise account. It costs 1200 yen to have the card issued, and takes about 10 days to be delivered. While you are waiting for the physical card to arrive, you can start shopping online immediately with a virtual version.
V-preca cards cannot be recharged. They come in denominations of 500 yen to 30 000 yen, with a sales markup of about 200 yen. You can use multiple cards for one transaction, to a total of 100 000 yen.
As of mid-November 2022, MobalPay was still in a testing phase, with a select number of early bird sign-ups eligible for a 5,000 cash bonus, as well as a lifetime discount on the card fees. Find out more.
The au Wallet card can be charged online or through the au app, as well as at au stores and convenience stores (just look for the au Wallet sign near the cash registers). It has the same limited functionality as other prepaid cards in Japan (i.e. you cannot use it for subscriptions, utilities, or to put gas in your car).
Rakuten offers a virtual prepaid card (a digital card) for online shopping, but only to existing Rakuten Card (credit card) customers. You can order a virtual prepaid card from the Rakuten e-NAVI portal.
Since the prepaid card can be used in the same way as a credit card, minus the actual credit or revolving payments part, we guess it could be useful for avoiding overspending, or for a teenage kid or your feline overlords.
You can also get a Visa Line Pay prepaid card for online shopping. This is a virtual card that you can recharge. You can apply for the card from Line Pay, as long as you have a Line account registered with a Japanese phone number. Each account can only be linked to one virtual card.
You can add your Line Pay card to Apply Pay and Google Pay. When shopping online with your card, the spending limit is 100 000 yen per month or transaction, if you have a Line Cash account, but up to 1 million yen per transaction, with no monthly limit, for Line Money accounts.
You can use the Vanilla card both online and in physical stores, in Japan and abroad, as long as Visa cards are accepted. Before using your Vanilla card for online shopping, you will need to complete initial setup. This is a quick and simple process, but it does require a Japanese mobile number.
Multi-pronged company GTN offers a limited credit card to their foreign customers in Japan. This includes people using the GTN Rent Guarantor or Real Estate Agent service, GTN Mobile, GTN Jobs, and their Specified Skilled Worker program. A requirement to apply for the card is that you have a visa valid for two months or longer.
Called GTN Epos, it is a Visa card that includes international travel insurance and Apple Pay support. It seems closer to a real credit card than a prepaid one, as you can make payments in instalments. You also need to link it to a Japanese bank account, and you have to go through a screening before being issued a card.
With over 750,000 readers each month, Tokyo Cheapo is the site of choice for value hunters who want their yen to go further in Tokyo. We cover all the basics including things to do in Tokyo, how to get from Narita airport to Tokyo, which JR rail pass to choose, getting a SIM card and pocket wifi.
Your benefits may vary by card type and by issuing financial institution. Refer to your issuing financial institution for complete benefit coverage terms and conditions or call Mastercard (0800-96-4767) for assistance. Certain terms, conditions and exclusions apply.
Use your Visa card to make purchases anywhere and you're protected from unauthorized use of your card or account information. With the Visa Zero Liability policy1, your liability for unauthorized transactions2 is $0-you pay nothing.
1 Visa's Zero Liability Policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.
2 Financial institutions may exclude from the Zero Liability policy a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.
Visa Reloadable Prepaid cards can be used anywhere Visa cards are accepted, in store or online. Some Prepaid cards are very similar to credit and debit cards and have Chip, Pin and even PayWave capabilities.
With Visa Reloadable Prepaid Cards, you can add funds whenever you need to top up the balance of your card. There are a variety of different ways to load your card. Check your card documentation or contact your issuer to find out how you can load your card.
The Visa Travel Card is a Prepaid card specifically designed to conveniently meet the needs of travellers. Visa Travel cards are replaceable and can be used worldwide at merchants that accept Visa or to obtain local currency at any ATM that displays a Visa symbol.
A prepaid debit card is a means of payment. As with a traditional debit card, you can use a prepaid card to make purchases online and in-person wherever the card is accepted. Prepaid cards are typically issued on the same payment networks as regular debit and credit cards, including Visa, Mastercard, American Express, and Discover.
Many prepaid debit cards allow you to create sub-accounts, so you can provide cards to other members of your family, all of which are tied to the same main account. However, many prepaid cards charge a variety of fees, including monthly fees, transaction fees, reload fees, ATM fees, and others.
You might also consider a prepaid debit card if you need some help with your budgeting. If you want to limit how much you spend for a given period on certain expenses, you can transfer money to your prepaid debit card and only use that payment method for the expense category. Some prepaid cards even allow you to set up multiple cards for different budget categories.
Like ATM fees? Neither do we. Get our reloadable prepaid Mastercard and skip the ATM fees at participating 7-Eleven stores. Also use it to pay bills with ease, access your paychecks up to 2 days early and make a purchase anywhere Debit Mastercard is accepted.
Safer than cash and simpler than checks, money orders are your fast, convenient go-to for sending money. Also, no bank account, no problem! Pay for yours with cash or debit card and send it on its way.
Your teens and student can use the SmartAccess card to help with developing money management skills and budgeting. They can conveniently use the card for shopping online and in store purchases. If your teen or student works, they can load funds to the card or have their paycheck directly deposited. 041b061a72